Umbrella Insurance

Affordable Lowell Massachusetts Umbrella Insurance for all of the Merrimack Valley area including Billerica, Westwood, Norwood and Sudbury MA.

What is MA Umbrella Insurance?

Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Basically, Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your Massachusetts home insurance or your car insurance in MA. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.

What does Massachusetts Umbrella Insurance cover?

Most liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances. Every policy is different, so what is considered a covered liability issue under one insurance line may not be covered on another insurance line. Umbrella Insurance kicks in when these situations present themselves and/or you exceed the amount of liability coverage for the events that are already allowed under your regular insurance policies.

Why should you purchase Umbrella Insurance in Billerica?

You may not think you need an umbrella policy, but consider this: What happens to you and your family’s assets should you be sued for something that occurred at your home and the legal costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s policy? Who will pick up the tab if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars? Although these kinds of things may be few and far between, you cannot be too careful. Umbrella Insurance is typically purchased at a low cost to you, but will provide enough coverage to where you shouldn’t have to worry about liability costs in the future. Contact Merrimack Valley Insurance Agency today for more information on MA umbrella policies and get a free online quote!

We provide coverage in Massachusetts, Connecticut, New Hampshire, and Maine.


Merrimack Valley Insurance Agency, a Massachusetts insurance agency has been proudly providing LowellMassachusetts Umbrella Insurance quotes and policies to our clients throughout the greater Billerica, Westwood, Norwood, and Sudbury MA area since 1978.

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Welcome to the home of Merrimack Valley Insurance Agency – proudly providing the most trusted Massachusetts insurance solutions!

Located in Billerica, Massachusetts, Merrimack Valley Insurance Agency is your leading local insurance agency. Voted “Best Insurance Agency of Chelmsford/ Billerica” for the 18th time, we have been dedicated to serving the diverse Massachusetts insurance needs of area individuals, families and businesses since 1978.

Over the past 30 years, Merrimack Valley Insurance Agency has continued to evolve into a trusted coverage leader—with impeccable service and commitment to its clients—characteristics not often found in other MA insurance agencies.

We represent various local nationwide insurance carriers, allowing our dedicated agents to accurately compare rates and coverages; ensuring you receive the quality protection you deserve. Our extensive network of providers ensures that we can tailor the perfect Mass insurance solution for you—no matter where you are located across the state. We welcome you to join our family and learn about our broad book of options for MA insurance.

Perhaps you’re in need of reliable car insurance in Massachusetts or a Massachusetts Homeowners Insurance policy—well rest assured because we’ve made your coverage needs our number one priority! We offer all of the knowledge and skilled expertise you would expect from a well-established, family-run insurance agency.

Better yet, at Merrimack Valley Insurance Agency we certainly don’t stop there either! Be sure to ask one of our insurance specialists about our specialty coverage options available for commercial insurance in Massachusetts, how you create custom group health insurance in Massachusetts, and much more!

Besides our array of unique Massachusetts insurance products—what really makes Merrimack Valley Insurance Agency stand apart? Well for one, we take the time to fully evaluate your insurance needs so that your biggest assets are protected at the most competitive rates—and we pledge that our inclusive solutions are capable of giving you the peace of mind you’ve been looking for. At Merrimack Valley Insurance Agency, We consider everyone and every policy to be unique—which is precisely why you need, Merrimack Valley Insurance Agency to create a tailored, custom policy specifically for you!

Contact Merrimack Valley Insurance Agency, to speak with an agent right now to discover your coverage options and receive your free Massachusetts insurance quotes today!


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